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Less-than-perfect credit might not be due to choice. It may be due to some default or some genuine problem. In that case, still facing a hurdle getting a loan? Well, you can try out a poor credit fast payday loan for some urgent cash requirements. And I bet you will definitely get it.An easy payday loan is a short term personal loan which is unsecured in nature. However, you need to realise that it has a higher interest being unsecured as the name indicated. But that must not stop you from making an application if the urgency is dire. Your low credit score charge you higher rates in any other case too 12345Cash.com.